Auto Insurance in Pembroke Pines, FL

Auto insurance can help safeguard your financial stability after a covered accident or incident. Adan Financial Services, located in Pembroke Pines, FL, can help you get appropriate car insurance at favorable rates.

How Much Is Auto Insurance in Florida?

Florida insurers set car insurance premiums using various metrics. They may consider the following:

• Information about your vehicle—Your car’s make, model, year and value can influence your premiums. In general, newer or luxury vehicles cost more to insure.
• Information about you—Your age, location, driving record and claims history provide insurers with information to help them determine your potential risk of making a claim in the future. Drivers with more experience and fewer moving violations tend to get lower rates.
• Information about your car insurance policies—The coverage, limits and deductibles you choose significantly impact your premiums. Higher coverage levels typically cost more than a liability-only policy with lower limits. Choosing a higher deductible may help lower your rates but is only appropriate if you can easily afford to cover accident-related out-of-pocket expenses after an accident.

How Much Auto Insurance Do I Need in Florida?

Florida drivers must maintain minimum property damage liability and personal injury protection insurance coverage.

Depending on your situation, your agent may advise you to buy more than the minimum required amount of these core coverages. They may also recommend purchasing comprehensive and collision coverage to help repair or replace your car after a covered incident.

Where to Get Auto Insurance

Adan Financial Services works with numerous reputable insurers to find you the ideal combination of price and coverage. Our team can help you find the right policy to protect yourself and your vehicle. Contact us for a personalized auto insurance quote.